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Release
August 2026 · rev 1
Opportunities PMS · Published
As at 31 Aug 2026 · IST₹ · ₹ cr · BSE 500 TRI
Present
Internal working platform. Published figures are extracted from the August 2026 source package and reviewed; reference prices and fundamentals are unlicensed working data, not for redistribution. Past performance is not indicative of future returns.
Company Atlas/Insurance/ICICI Lombard General Insurance
NSE: ICICIGI· InsuranceCyclical · Aug 26Mid cap

ICICI Lombard General Insurance

Motor-TP recovery at a two-year low

Last close
₹1,515.00
29 Sept 2026 · reference
1D · 1M
−1.6% · −3.0%
price-only
Weight
3.1%
31 Jul 2026 · Aug rank 8
Thesis review
8 Sep 2026
Why We Own, p36
Coverage owner: Research (per book); latest results Q Jun-26Buoyant AIF I Top 30 Holdings - Aug 2026.pdf · p1Buoyant_Why_We_Own_What_We_Own_Sep2026.pdf (portfolio as of 31 July 2026) · p36Screener ↗Tijori ↗NSE ↗
OverviewBusiness & segmentsChartsFinancialsValuationThesisRisks & catalystsCompetitorsResearch & documents
Where the price sits

52-week range, house target and street targets

52w low ₹1,42852w high ₹2,043
  • Reference close₹1,515
  • Motilal Oswal · Neutral₹1,960

Range from reference closes; street targets from the PDFs on file (Research & documents). Internal target is never shown to prospects.

Investment case and valuation

Approved model, 8 Sep 2026 review

₹1,481
Price (2026-09-08)
30.0x / 30.9x
FY27E / FY28E P/E (Buoyant sheet)
18.2%
FY27E ROE (Buoyant sheet)
30.5x
Trailing P/E
4.3x
Price / book
n.a.
EPS CAGR FY26–28E

30.5x TTM PE and 4.3x book (screener, 8-Sep-2026) after a 13-15% post-result fall to a two-year low; screener shows a 10-year average ROE of 18% and 5-year profit CAGR of 12%. Formal 5y average PE not sourced but the stock traded near 36x FY27E (Nuvama) before the derating. EV/EBITDA n.m.; dividend yield 0.9%.

Model date
8 Sep 2026 (prices 7–8 Sep 2026)
Horizon
12 months (bank pages: Sep-2027 roll-forward)
Audience
Internal — the book's guardrail: do not quote a target to a client; quote the thesis and the risk
Reviewer · version
Investment Committee framework · v1 (book)
Current vs history

Trailing multiples, FY-end

RatioFY17FY18FY19FY20FY21FY22FY23FY24FY25FY26
Price to Bookn.m.7.9x8.8x8.0x8.8x7.2x5.1x6.9x6.2x5.1x

Tijori FY-end multiples on reported earnings/book; compatible definitions across years, but not the same basis as Buoyant's forward P/E on internal EPS.

UnavailableScenario lab disabled. Needs an approved forward EPS and forward P/E for ICICI Lombard General Insurance plus a reference price. Missing inputs are not substituted.