07 /India top-down · 4 of 4

From the macro to the book.

How each holding, each sector and the whole portfolio have moved with the market, crude, the rupee, global rates and volatility. Then a what-if panel to size a regime change.

Window 2021-01 → 2026-08
Fitted 37 holdings · 82% of book
Nifty 500
+1.05
portfolio beta · per 1% move
Brent crude
−0.00
portfolio beta · per 1% move
USD/INR
+0.61
portfolio beta · per 1% move
US 10-year yield
−0.01
portfolio beta · per 1 pp change
India VIX
−0.01
portfolio beta · per 1% move
Weighted across 37 holdings (82% of the book) · 51 months to 2026-08 · monthly, multivariate. A rupee beta of +0.61 means a 1% weaker rupee has gone with a +0.61% move in the book, other factors held constant.
What if

Apply a shock to every factor · estimated one-month impact from the betas

+0%
+10%
+3%
+0.5 pp
+0%
Portfolio impact
+1.4%
sum of beta × shock, ex-market unless you move the market slider
Of which
  • Nifty 500+0.00%
  • Brent crude−0.04%
  • USD/INR+1.82%
  • US 10-year yield−0.33%
  • India VIX+0.00%

Linear, one-month, from historical betas. It tells you the direction and rough size the book has shown in the past, not what will happen.

By sector

Sector betas · Brent crude

  • Media · 1.5% · 1 names+0.4
  • Automobile · 4.5% · 3 names+0.3
  • NBFC · 7.0% · 2 names+0
  • HealthCare · 6.2% · 5 names+0
  • Banking · 21.1% · 5 names+0
  • Info Tech · 5.3% · 3 names+0
  • Building Materials · 5.2% · 2 names+0
  • Industrials · 4.0% · 3 names-0
  • Chemicals · 1.5% · 2 names-0
  • Telecom · 4.0% · 1 names-0.1
  • Insurance · 7.1% · 3 names-0.1
  • FMCG · 9.4% · 4 names-0.2
  • Misc · 2.7% · 1 names-0.2
  • Retail · 2.5% · 2 names-0.2

Brent front-month future in US dollars.

Holdings

Most exposed to Brent crude · beta, with the estimate's reliability

Rises when Brent crude rises
Falls when Brent crude rises

|t| above 2 marks a beta that is unlikely to be noise; most macro betas on single stocks are not, which is itself information: the book is driven by the market and by stock-specific factors more than by crude or the rupee.

Full table

Every holding · betas, market beta, fit

CompanyWeight ↓Market β (univariate)Nifty 500Brent crudeUSD/INRUS 10-year yieldIndia VIXR²MonthsShock impact
ICICI Bank
Banking
7.0%+1.06+1.05*+0.07+0.28−0.02−0.010.4644+0.7%
Axis Bank
Banking
6.0%+0.68+0.81*+0.04+0.84+0.01+0.010.1544+3.5%
State Bank of India
Banking
4.0%+1.06+1.23*+0.19+0.70−0.00+0.050.3744+3.8%
Bharti Airtel
Telecom
4.0%+0.62+0.84*−0.08+0.96+0.05+0.040.2744+4.6%
Bajaj Finance
NBFC
3.5%+0.92+1.15*+0.03+4.01*−0.08−0.070.3244+8.5%
Shriram Finance
NBFC
3.5%+0.69+0.51+0.06+1.15−0.08−0.12*0.2044+0.2%
Hindustan Unilever
FMCG
3.3%+0.79+1.10*−0.13+2.26−0.05+0.050.3844+3.2%
Trent
FMCG
3.1%+1.70+1.19*−0.33−3.88+0.11−0.080.3944−9.2%
ICICI Lombard General Insurance
Insurance
3.1%+1.19+1.15*−0.09+0.27+0.01−0.040.4544+0.6%
Max Financial Services
Insurance
2.9%+0.96+0.81−0.12−1.15+0.03−0.020.1944−3.2%
UltraTech Cement
Building Materials
2.8%+1.29+1.36*+0.09+1.15−0.06*−0.000.5644+1.1%
InterGlobe Aviation
Misc
2.7%+1.14+0.87*−0.18−1.53−0.03−0.040.3644−7.9%
Glenmark Pharmaceuticals
HealthCare
2.4%+1.15+0.90*+0.11−2.47+0.01+0.000.2644−5.6%
Kaynes Technology India
Info Tech
2.4%+1.86+2.55*+0.22+3.14−0.05+0.22*0.3132+9.2%
Larsen & Toubro
Industrials
2.4%+1.14+0.99*+0.06−1.23−0.02−0.000.4344−3.9%
Dalmia Bharat
Building Materials
2.4%+0.84+1.03*−0.07+2.47−0.05−0.020.2244+4.3%
IDFC First Bank
Banking
2.3%+1.36+1.57*−0.27*+1.49+0.08−0.000.4044+5.9%
One 97 Communications
Info Tech
2.2%+0.29+0.37−0.23+2.82−0.09−0.060.0542+1.6%
Ramkrishna Forgings
Automobile
2.1%+1.33+1.16+0.32+0.45+0.08−0.140.3144+8.5%
Britannia Industries
FMCG
2.0%+0.96+1.07*−0.03+0.12−0.04+0.060.3844−2.0%
HDFC Bank
Banking
1.8%+0.79+0.58*−0.08−1.06−0.03−0.030.4044−5.6%
Aurobindo Pharma
HealthCare
1.6%+1.17+1.05*+0.03−0.90−0.02−0.010.2544−3.4%
Bajaj Auto
Automobile
1.6%+0.88+0.93*+0.32*+0.27−0.04+0.020.3644+2.0%
PVR Inox
Media
1.5%+0.86+1.04*+0.42*+1.49−0.04+0.020.2944+6.8%
Avenue Supermarts
Retail
1.3%+0.90+0.68−0.06−0.99−0.03−0.040.2044−5.3%
Campus Activewear
Retail
1.2%+0.97+1.99*−0.32+6.89*+0.05+0.080.3537+19.8%
SBI Life Insurance Company
Insurance
1.1%+1.21+1.40*−0.08+1.89−0.02+0.000.4244+3.7%
Varun Beverages
FMCG
1.0%+1.15+1.12*−0.19−1.38+0.07+0.030.2644−2.4%
Astral
Industrials
1.0%+0.74+1.16*−0.10+2.52+0.11*+0.030.3244+12.1%
Chambal Fertilisers
Chemicals
0.9%+1.31+1.08*−0.06−0.35−0.00−0.090.2444−1.7%
Medplus Health Services
HealthCare
0.8%+0.64+0.51+0.05−1.70−0.03+0.040.1041−5.9%
Varroc Engineering
Automobile
0.8%+1.03+1.09+0.09−0.30+0.07+0.010.1544+3.6%
Granules India
HealthCare
0.7%+1.22+1.13*−0.07+0.73+0.03−0.100.2944+3.1%
Infosys
Info Tech
0.7%+0.80+1.07*+0.20+3.29*−0.09*−0.010.3044+7.1%
Dr Reddy's Laboratories
HealthCare
0.7%+0.66+0.27−0.12−2.58*+0.04−0.070.3144−6.7%
Archean Chemical Industries
Chemicals
0.6%+0.62+0.67−0.01−0.36−0.01+0.090.0732−1.6%
Dilip Buildcon
Industrials
0.6%+1.80+1.87*−0.10+3.60−0.03−0.14*0.3844+8.2%

* |t| ≥ 2. For each holding, monthly return = a + Σ beta × factor move, ordinary least squares over the window (up to 60 months). Betas are multivariate: each is the sensitivity holding the other factors constant. A beta of 0.3 on crude means a 10% rise in Brent has gone with a 3% move in the stock, other things equal. Historical association, not causation; t above 2 in magnitude is the usual bar for a reliable estimate.

Not fitted (under 24 months of prices): Vedanta Aluminium Metal, Indegene, Indo-MIM.

Factors: Nifty 500 (Yahoo Finance ^CRSLDX, monthly); Brent crude (Yahoo Finance BZ=F, monthly); USD/INR (Yahoo Finance INR=X, monthly); US 10-year yield (Yahoo Finance ^TNX, monthly); India VIX (Yahoo Finance ^INDIAVIX, monthly). Holding returns from reference closes, month-end to month-end.